To qualify for our vehicle financing programs, you must:
• be a US resident over the age of 18.
• have at least $1,600 in gross monthly income
• have no current bankruptcies
• not had a repossession in the last 12 months.
Our loans cover all makes and models of cars and are available in every state in the U.S.
At this time, we do not offer title loans or loans for private sales between individuals. All vehicles must be obtained through our nationwide network of licensed, franchised dealers.
It's a fact that the lower your credit score, the higher your interest rate.
What's not nearly as widely known, however, is A) what that higher rate actually buys you, and B) that the higher rate isn't nearly as bad as you might think.
The math is pretty clear. On a 48-month, $10,000 loan, the difference between a 9 percent rate and an 18 percent rate works out to just $1.49 a day. You can lose that much money in a couch cushion.
Now think of what that extra money buys you -- a chance to build positive momentum on your credit, which means lower rates the next time around. That's hugely important -- maybe even more important than the car (though the car is a lot more fun).
Our online process allows you the chance to get approved for a car loan in a low-key, non-confrontational way. If you're credit is roughed up, you don't need a lecture. You need a loan. Apply today!